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The 7 Secrets to Gettingand StayingOut of Debt
By Rob Sallay
As vice president of the American Credit Foundation, a nonprofit organization that helps individuals and families manage their debt, Mike Peterson knows firsthand how financial problems can wreak havoc in one's life. Each day, counselors at the Midvale, Utah-based foundation help desperate clients dig themselves out from under piles of unpaid bills, stern notices from collection agencies and ominous foreclosure threats.
So, exactly what does it take to get—and stay—out of debt?
Here are 7 secrets that will help set you on the right path.
1. Cut Back on Credit Cards Banks love to send offers for new credit cards to consumers, and mailboxes overflow with low-interest...
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