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The Simple $10 Debt Elimination Solution
By James Dimmitt
Ask a friend what money resolutions they made at the beginning of the year and your bound to hear them reply "Pay off my credit cards." Ask them how they planned on reaching that goal and most of them won't have an answer.
The obvious first step to paying off credit card debt or paying down credit debt load is to cut back or eliminate the use of your credit cards. For some people this first step can often be the most difficult. If you're used to spending freely with plastic and worrying about the consequences later, it's difficult to break free from this "buy now, pay later" attitude.
To gain control of their careless credit card spending habits, some people cut up their credit...
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