Best Credit Card Debt Consolidation
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The 5 Secrets to Getting Out of Debt Fast
By Rob Sallay
As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics.
"On a basic, fundamental level, the problem is created by spending more than you make," says Brad Stroh, co-CEO of the San Mateo, California-based Freedom Financial Network, LLC, a company that specializes in debt resolution services.
The reasons for doing so, he notes, are varied:
• Spending addictions • Lack of budgeting (mistaking the amount of money coming in and going out) • Loss of income (reduced hours, layoffs, forced to leave the workforce) • Increased costs (health-related expenses, fuel and other basic li...
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